Laboratory and Analytical Testing Firm Program Overview:

Legends analytical laboratory insurance program provides Commercial General Liability, Professional Liability and Pollution Coverage for a wide range of laboratories*.

Endorsements are available to cover liability with disposal of laboratory samples, as well as environmental impairment liability for the laboratory premises. Flexible combinations of critical coverage’s, competitive formats and multi-year fixed cost options are available.

Examples:

• Environmental Testing
• Agricultural Testing
• Geotechnical Testing
• Construction Materials Testing
• Chemical Analysis
• Mechanical Testing
• Materials Testing
• Food Quality Analysis
• Forensic Testing

* Coverage for medical laboratories is not available

Innovative Features

• Sample disposal liability - $100,000 liability limit
• Environmental impairment liability - From or at the laboratory premises endorsement - $100,000 liability limit.
• NOSE coverage enables insured’s to switch from claims-made to occurrence with no coverage gap.
• Medical expense coverage, $5,000 per person.
• Hired & Non-Owned Auto Liability.
• Stop Gap employer's liability for monopolistic states.
• Blanket additional insured endorsement.
• Blanket waiver of subrogation endorsements.

Policy provided by an AM Best A rated carrier.

Contact us today to get your quote!